TERMS & CONDITIONS

Last updated: January 2025

1. Acceptance of Terms

By accessing or using the Lil Fish Business Lending website (lil-fish.com), you agree to be bound by these Terms and Conditions. If you do not agree, please do not use our website or services.

2. Services

Lil Fish Business Lending is a direct lender providing working capital loans, revenue-based financing, equipment financing, and short-term business funding. All funding is subject to approval and underwriting criteria.

3. SMS/Text Messaging Terms

By opting in to SMS/text messaging from Lil Fish Business Lending, you acknowledge and agree to the following:

We respect your communication preferences. Opting out of SMS will not affect your ability to use our services or apply for funding. Your consent to receive automated text messages via ATDS is entirely voluntary. No ATDS-delivered message requires you to make a purchase.

4. Eligibility

To use our services, you must be at least 18 years of age and authorized to conduct business in the United States. Submission of an application does not guarantee approval.

5. Intellectual Property

All content on this website, including text, graphics, logos, and images, is the property of Lil Fish Business Lending and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without our written consent.

6. Limitation of Liability

Lil Fish Business Lending shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of our website or services. Our website is provided "as is" without warranties of any kind.

7. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the content, privacy practices, or terms of any third-party sites.

8. Governing Law

These Terms and Conditions are governed by the laws of the State of New York, without regard to its conflict of law provisions.

9. Changes to Terms

We reserve the right to modify these Terms at any time. Changes will be effective upon posting to this page. Continued use of our website constitutes acceptance of updated terms.

10. Contact

Questions about these Terms? Contact us at:
info@lil-fish.com